Bank Charges Bank Charges

Bank Service Charges

Sr.

Particulars of Service Charges

Revised Rates w.e.f.01/06/2014

1.

I. C. charges

Rs. 60/- per page * (54 entries)

2.

Cheque return charges (for insufficient funds)

Rs. 100/- per cheque * To be recovered from the drawer of the cheque

3.

Cheque return charges (for any reason)

Rs. 50/- per cheque * To be recovered from the depositor of the cheque

4.

Stop payment charges

Rs. 50/- per cheque *

5.

A/c closed charges (with cheque book) (to be recovered if account is closed within 6 months.)

  • i) Saving bank account – Rs.100/- *

  • ii) Current account - Rs. 250/- * + recovery of pending I.C. charges

  • .

6.

A/c closed charges(without cheque book) (to be recovered if account is closed within 6 months.)

Rs. 50/- *

7.

Duplicate pass-book (Saving Bank)

Rs. 50/- *

8.

Duplicate pass-book (M.S.Y/JBY.)

Rs. 20/- *

9.

Locker Rent

Existing rates to continue. But service tax to be recovered separately

10.

Penalty for late payment of locker rent

  • Rs. 10/- p.m. for small locker *

  • Rs. 30/- p.m. for medium locker *

  • Rs. 40/- p.m. for large locker *

  • Rs.50/- p.m. for extra large locker *

11

Locker visit charges

Free upto 24 visits in a year & thereafter @ Rs.50/-* per visit

12

Signature verification charges

Rs.50/- *

13

Duplicate statement of account

Rs.25/- per page *

14

Draft cancellation charges

Rs. 50/- *

15

Pay order cancellation charges

Rs. 50/- *

16

Charges for issue of duplicate draft

Rs.50/- *

17

Charges for issue of duplicate pay order

Rs. 50/- *

18

Collection of cheques sent to our Branches & HDFC Bank

  • i)Upto Rs.1000/- - Rs10/- * + postage of both sides

  • ii)1001/- to Rs.10000/- - Rs30/- * + postage of both sides

  • iii) 10001/- to 100000/- -Rs.75* + postage of both sides

  • iv) above 100000/- to 500000/- -Rs.200/-* + postage of both sides

  • v)above Rs.500000/- Rs.250/-* + postage of both sides

Cheque Return Charges - 50% of above charges* + postage of both sides.

19

Collection of cheques sent to other banks.

50% of above * + charges of other bank + postage

20

Collection of cheques received from other banks.

  • i) Upto Rs.10000/- - Rs. 20/- *+ postage + D.D. Commission *

  • ii) Above Rs.10000/- - Rs.30/- * + postage + D.D. Commission *

  • iii) For HDFC Bank only postages to be recovered.

  • iv) Cheque return charges – Upto Rs.10000/- - Rs. 20/- * + postage

  • v) Above Rs. 10000/- Rs. 30/- *+ postage

21

Bills received for collection (IBC)

  • i) Upto Rs. 10000/- - Rs. 20/- * + postage + D. D. Commission *

  • ii) Above Rs.10000/- - Rs. 30/-*+ Rs.1/- per thousand * + postage + D.D. Commission *

  • Bill Return charges Upto Rs. 10000/- Rs. 25/- *+ postage

  • Above Rs. 10000/- Rs. 35/- *+ postage

22

Service Charges for not maintaining minimum balance

Saving Account- Rs.15/- per month * Cuurent Account- Rs.50/- per month * Not to be recovered from the accounts of staff and students

23

Issue of drafts / pay orders (other than drafts of nationalised banks)

Rs.1 per thousand with a minimum of Rs.30/-* maximum Rs.7500/-*

24

Non MICR Cheque Book

  • Saving Account- Rs.50/-*per cheque book (In a year one cheque book of 25 leaves is free of charge)

  • Current Account- Rs.100/-* per cheque book (In a account first cheque book is free of charges)

25

No Dues Certificate

Rs. 50/-*

26

Enquiries relating to old records (more than 12 months old)

Rs.100/-* per item

27

Charges for excess debit entries in Saving account

Rs.10/-* per debit entry in excess of 100 debit entries per year

28

Issue of Duplicate Share Certificate

Rs.25/-*

29

RTGS/NEFT

  • Upto Rs.10000/- - Rs.2/-

  • Rs.10001/- to Rs.100000/- -Rs.5/-*

  • Rs.100001/- to Rs.200000/- -Rs.10/-*

  • Rs.200001/- to Rs.500000/- -Rs.27/-*

  • above Rs.500000/- - Rs.50/-*

30

Franking Charges

Rs.10/-

31

Cash Handling Charges

  • upto one bundle - Free

  • Rs.10/-* per bundle for denomination below Rs.100/-

* Plus service tax @ 15% w.e.f. 01.06.2016, which is to be rounded off to next rupee if it is 50 paisa and above.

* Postages to be charged in a uniform way @ Rs.10/- per side for covers sent by ordinary post/courier & Rs.30/- per side for covers sent by Regd. Post/ speed post.

Sr.

Particulars of Service Charges

Revised Rates w.e.f.01/06/2014

1

I. C. charges

Rs. 120/- per page *

2

Cheque return charges (for insufficient funds)

Rs. 150/- per cheque * To be recovered from the drawer of the cheque

3

Cheque return charges

Rs. 150/- per cheque * To be recovered from the depositor of the cheque

4

Stop payment charges

Rs. 100/- per cheque *

5

A/c closed charges (with cheque book) to be recovered if account is closed within 6 months.

  • i) Saving bank account – Rs. 100/- *

  • ii) Current account - Rs. 250/- * + recovery of pending I.C. charges *

6

A/c closed charges (without cheque book) to be recovered if account is closed within 6 months.

Rs. 100/- *

7

Duplicate pass-book (Saving Bank)

Rs.50/- *

8

Duplicate pass-book (M.S.Y/JBY.)

Rs. 20/- *

9

Signature verification charges

Rs.50/- *

10

Duplicate statement of account

Rs.25/- per page *

11

Draft cancellation charges

Rs.100/- *

12

Pay order cancellation charges

Rs. 50/- *

13

Charges for issue of duplicate draft

Rs.60/- *

14

Charges for issue of duplicate pay order

Rs. 60/- *

15

Collection of cheques sent to our Branches & HDFC Bank

i)Upto Rs.1000/- - Rs10/- * + postage of both sides

ii)1001/- to Rs.10000/- - Rs30/- * + postage of both sides

iii) 10001/- to 100000/- -Rs.75* + postage of both sides

iv) above 100000/- to 500000/- -Rs.200/-* + postage of both sides

v)above Rs.500000/- Rs.250/-* + postage of both sides

Cheque Return Charges - 50% of above charges* + postage of both sides

16

Collection of cheques sent to other banks.

50% of above * + charges of other bank + postage

17

Collection of cheques received from other banks.

  • i) Upto Rs.10000/- - Rs. 20/- *+ postage + D.D. Commission *

  • ii) Above Rs.10000/- - Rs.30/- * + postage + D.D. Commission *

  • iii) For HDFC Bank only postages to be recovered.

  • iv) Cheque return charges – Upto Rs.10000/- Rs. 20/- * + postage

  • v)Above Rs. 10000/- Rs. 30/- *+ postage

18

Bills received for collection (IBC)

  • i) Upto Rs. 10000/- - Rs. 20/- * + postage + D. D. Commission *

  • ii) Above Rs.10000/- - Rs.30/-*+ Rs.1/- per thousand *+postage + D.D. Commission *

  • Bill Return charges Upto Rs. 10000/- Rs. 25/- *+ postage

Above Rs. 10000/- Rs. 35/- *+ postage

19

Service Charges for not maintaining minimum balance

Rs. 15/-*p.m. for saving account & Rs.50/-* p.m. for current account. Not to be recovered from the accounts of staff

20

Issue of drafts / pay orders

Rs.1/- per thousand with a minimum of Rs.30/-*
maximum Rs.7500/-

21

Charges for excess debit entries in Saving account

Rs.10/-* per debit entry in excess of 100 debit entries per year

22

No dues Certificate

Rs.50/- *

23

Enquiries relating to old records (more than 12 months old)

Rs.100/*- per item

24

Issue of Duplicate Share Certificate

Rs.25/-*

25

RTGS/NEFT

  • Upto Rs.10000/- Rs.2/-

  • Rs.10001/- to Rs.100000/- Rs.5/-*

  • Rs.100001/- to Rs.200000/- Rs.10/-*

  • Rs.200001/- to Rs.500000/- Rs.27/-*

  • above Rs.500000/- Rs.50/-*

26

Locker Rent

  • Small - Rs.2000/-*

  • Medium - Rs.3500/-*

  • Large - Rs.5000/-*

27

Penalty for late payment of locker rent

  • Rs. 40/-* p.m. for small locker

  • Rs. 70/-* p.m. for medium locker

  • Rs. 100/*- p.m. for large locker

28

Locker visit charges

Free upto 24 visits in a year & thereafter @ Rs.50/-* per visit

29

Cash Handling Charges

  • upto one bundle - Free

  • Rs.10/-*per bundle for denomination below Rs.100/-

* plus service tax @ 15% w.e.f. 01.06.2016, which is to be rounded off to next rupee if it is 50 paisa and above.

* Postages to be charged in a uniform way @ Rs.10/- per side for covers sent by ordinary post/courier & Rs.30/- per side for covers sent by Regd. Post/ speed post.

Banking Facility