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Intrest Rate Chart

Interest Rates Chart - Deposits / Loans & Advances

Sr.

Particulars

Rate of Interest From 02/12/2018

1.

Current Deposit

NIL

2.

Saving Deposit

3.50 %

3.

Term Deposit - Period of Deposit

3.50 %

a.

30 days to 45 days (Simple Interest)

5.50%

b.

46 days to 180 days (Simple Interest)

6.00%

c.

181 days to below 1 year

6.40%

d.

1 year

6.40%

e.

Above 1 Year to below 3 year

6.80%

f.

3 Years to below 5 Years

6.80%

g.

5 Years to 10 Years

6.85%

h.

For Senior Citizens (age above 60 yrs) (for a to g)

0.50% Additional of regular rate of interest

i.

Tax Benefit Term Deposit Scheme

6.85%

Sr.

Type of Loans & Advances

Interest Rates (P.A.)

1.

Hypothecation & Pledge

13.25%

2.

Cash Credit - Secured

a.

Operating Limit to Builders & Developers

16.50%

b.

Operating Limit to Professionals

13.25%

c.

Others (Up to Rs. 100.00 Lac)

15.00%

d.

Others (Above to Rs. 100.00 Lac)

14.50%
w.e.f. 01.11.2017

3.

Cash Credit - Unsecured

16.50%

4.

Loan Against Gold Ornaments

11.00%

5.

Loan Against Property

a.

Loan Against Property (upto Rs.100.00 Lac) (Installment)

13.00%

b.

Loan Against Property (upto Rs.100.00 Lac) (Transactional)

14.00%
w.e.f. 01.11.2017

6.

Term Loan

a.

SSI Unit

12.50%

b.

NABARD Warehouse Scheme

13.00%

c.

Project Finance to Builders & Developers

16.50%

d.

Professionals 1

2.25%

e.

Others

14.00%

7.

Secured Installment Loan

14.50%

8.

Housing

a.

Upto Rs.25.00 Lakh

11.50%

b.

Above Rs.25.00 Lakh

12.00%

9.

Vehicle

12.50%

10.

Car Loan

12.00%

11.

Gold Loan

10.00%
w.e.f. 01.11.2017

12.

AUB Vidyanidhi (Working capital / Term Loan)

12.50%

13.

AUB Professional Loan Scheme (Working capital / Term Loan)

12.50%

14.

AUB Mahila Udyogini (Working capital / Term Loan)

12.50%

15.

AUCB Loan Against Rent Receivables

12.50%

16.

Educational Loan

a.

Education in India

12.00%

b.

Education in Abrod

12.50%

17.

Agricultural Loan

13.25%

18.

Loan Against Warehouse Receipts

a.

Loan Against Warehouse Receipts (Excluding NBHC)

11.00%
(Upto 4 Months)

b.

Loan Against Warehouse Receipts NBHC Warehouse Receipt

11.00%

19.

Loan Against NSC, LIC & Other Govt. Securities

12.00%

20.

I.B.P. (Inland Bill Purchase)

13.50%

21.

Bill Discount / Purchase under Letter of Credit

13.50%

22.

Guarantee Repayment / Surety / Jankalyan Sulabh Yojna

16.00%

Existing Term Loan / all Installment Loan rate of int. remains as it is.

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Caution  :  Never ever share your Card number, Expiry date, CVV, PIN, OTP, Password with anyone. Bank never asks for such details.

Caution  :  Never ever share your Card number, Expiry date, CVV, PIN, OTP, Password with anyone. Bank never asks for such details.

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